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    Mobile Finance Solution

    Deploy a one stop pre-integrated solution.

Overview

  • Overview
  • Benefits
  • Architecture
  • Key Technologies
  • Case Studies

Fast-Track Customer Acquisition and Revenue Growth

As non-traditional players — in particular Mobile Network Operators (MNOs) and Over The Top (OTT) companies drawn from retail and ecommerce — enter the Financial Services Industry (FSI), super-apps are becoming more commonplace. These new tools integrate a variety of life-style services with payment and financial transaction processing, packaged in a single mobile digital platform that delivers a seamless one-stop customer experience.

This, of course, represents a significant threat to the traditional banking industry, because mass retail, Micro-, Small- and Medium-sized Enterprises (MSMEs), and the growing youth segment increasingly want — indeed, expect — just such an End to End (E2E) mobile experience.

But there's still time to act. The most forward-thinking banks have already begun to innovate customer acquisition and business models. And Huawei's Mobile Finance Solution is providing a platform, allied to an open ecosystem, to do precisely that.

Indeed, the cloud-based, pre-integrated Mobile Finance Solution is now actively supporting banks as they bring successful mobile financial services to market — fast.

Benefits

benefit 1

Reach New Customer Segments

Launch a Capital Expenditure (CAPEX)-lite digital wallet, which serves as a bank-neutral platform, open to any user.

Reach and onboard new customer segments, friction-free, especially the youth segment, MSMEs, and non-bank customers.

Use innovative marketing, through the rapid testing of new offerings, to attract customers.

benefit 2

Enhance Service Distribution

A lifestyle super-app designed for high engagement, with daily use by end-consumers and merchants, supports cross-selling and up-selling with mobile banking platforms.

Diverse practical tools — such as mini-app, AppCube low-code development, Business to Consumer (B2C) real-time chat, and official account, and marketing campaign templates — further promote user activity.

benefit 3

Reshape Business Models

The value chain is effectively reconstructed by covering a large number of previously inaccessible end-users, MSMEs, and to Business and to Consumer (2B2C) users, building closed-loop or semi closed-loop payment between them.

Partners that are engaged within the app ecosystem benefit through reduced costs and increased user access.

Architecture

architecture en 002
Huawei

Key Technologies

Leading Business Capabilities

One-Stop Payment Ecosystem Connection

• A low code/Zero-code mini-app development platform and seven-line code hour-level access.
• Inbuilt mini-app and marketing campaign templates, in partnership with more than 100 service providers.

Retrieval and Optimization

Flexible Configuration and Openness

• Flexible customization of open capabilities, supporting six scenarios (portal, app, interface customization, report and data extraction, service process orchestration, and micro-service orchestration).
• Rapid commercial use and regulatory response of Know your Customer (KYC)/Know Your Business (KYB), product, charge, and limit.

optimize business experience

High Availability and Unlimited Capacity

• A cloud-native solution, striping technology with unlimited capacity, and 99.999% availability.
• 10K-level Transactions Per Second (TPS), day-level expansion, and zero service interruptions.

Huawei's Global Footprint

60+

Customers

450M

Registered Accounts

200M

30-Day Active Accounts

US$500B

Transaction Value in 2023

Case Studies

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