Mobile Finance Solution
Deploy a one stop pre-integrated solution.
Deploy a one stop pre-integrated solution.
Fast-Track Customer Acquisition and Revenue Growth
As non-traditional players — in particular Mobile Network Operators (MNOs) and Over The Top (OTT) companies drawn from retail and ecommerce — enter the Financial Services Industry (FSI), super-apps are becoming more commonplace. These new tools integrate a variety of life-style services with payment and financial transaction processing, packaged in a single mobile digital platform that delivers a seamless one-stop customer experience.
This, of course, represents a significant threat to the traditional banking industry, because mass retail, Micro-, Small- and Medium-sized Enterprises (MSMEs), and the growing youth segment increasingly want — indeed, expect — just such an End to End (E2E) mobile experience.
But there's still time to act. The most forward-thinking banks have already begun to innovate customer acquisition and business models. And Huawei's Mobile Finance Solution is providing a platform, allied to an open ecosystem, to do precisely that.
Indeed, the cloud-based, pre-integrated Mobile Finance Solution is now actively supporting banks as they bring successful mobile financial services to market — fast.
Benefits
Reach New Customer Segments
Launch a Capital Expenditure (CAPEX)-lite digital wallet, which serves as a bank-neutral platform, open to any user.
Reach and onboard new customer segments, friction-free, especially the youth segment, MSMEs, and non-bank customers.
Use innovative marketing, through the rapid testing of new offerings, to attract customers.
Enhance Service Distribution
A lifestyle super-app designed for high engagement, with daily use by end-consumers and merchants, supports cross-selling and up-selling with mobile banking platforms.
Diverse practical tools — such as mini-app, AppCube low-code development, Business to Consumer (B2C) real-time chat, and official account, and marketing campaign templates — further promote user activity.
Reshape Business Models
The value chain is effectively reconstructed by covering a large number of previously inaccessible end-users, MSMEs, and to Business and to Consumer (2B2C) users, building closed-loop or semi closed-loop payment between them.
Partners that are engaged within the app ecosystem benefit through reduced costs and increased user access.
Key Technologies
One-Stop Payment Ecosystem Connection
Flexible Configuration and Openness
High Availability and Unlimited Capacity
Huawei's Global Footprint
Case Studies